There are many financial investment avenues available today to the investor, ranging from bank deposits and bonds, to investments in equity, debt, commodities, currencies, etc., to real estate, to doing a job of work.
However, in India due to our past we do not have many markets to trade in. Luckily, we have the equity market, which has a fully functional trading platform. Not so long ago a commodities exchange has been established in India.
But let's get specific here. Our discussion at present is restricted to the investment or employment or deployment of our financial resources from our bank to a financial instrument and back to the bank.
We expect that in all probability there would be a positive return on our investment. The quantum of return would depend on the risk profile of the financial instrument and the level of risk adopted by the person.